Our Program

Program Highlights

  • 1st lien and closed-end 2nd lien programs
  • Full, Alternative, and Reduced Income documentation
  • Expanded credit profile including mortgage history, consumer credit and aging of loss mitigation actions (FCL/BK/Short Sale/DIL)
  • Credit Score available down to 600
  • Cash Out programs to 90%
  • Loan amounts to $2.5MM
  • 2-4 Family to 85% LTV
  • Jumbo loans to 95% LTV with no MI
  • MI Alternative – GSE 1st + Galton 2nd compared to Higher LTV GSE 1st
  • Jumbo Alternative – GSE 1st + Galton 2nd compared to Higher LTV Jumbo 1st