Our Program

Program Highlights

Galton Funding specializes in the acquisition of Non-Agency QM and Non-QM residential home loans.  We focus on Prime and Near Prime credit borrowers and offer an array of standard programs along with products that allow expanded qualifying criteria.

We offer many unique features that allow our partners to grow their loan volume.

  • 1st and 2nd lien programs
  • Prime and Near Prime credit
  • Full, Alternative, and Asset Qualifying documentation
  • Streamlined products utilizing FNMA DU Cert for underwriting
  • 40 and 30 year Interest Only options
  • LTVs up to 95% with no MI
  • Unlimited cash-out to 95% LTV
  • Loan amounts from $100M to $3MM
  • DTI to 50%
  • 2-4 Family to 85% LTV
  • Aggressive investor guidelines – up to 85% LTV/unlimited number of financed properties
  • 2nd lien as MI or Jumbo Alternative and Cash Out option

Always priced very competitively!

Please contact one of our Business Development Manager for a more detailed conversation.