Our Program

Program Highlights

Galton Funding specializes in the acquisition of Non-Agency QM and Non-QM residential home loans.  We focus on Prime and Near Prime credit borrowers and offer an array of standard programs along with products that allow expanded qualifying criteria.

We offer many unique features that allow our partners to grow their loan volume.

  • 1st and 2nd lien programs
  • Prime and Near Prime credit
  • Full, Alternative, and Asset Qualifying documentation
  • Ability to utilize FNMA DU Cert for underwriting
  • LTV up to 95% with no MI
  • Loan amounts up to $3MM
  • Unlimited cash-out
  • 40 and 30 year Interest Only options
  • 2-4 Family to 85% LTV
  • DTI to 50%
  • Aggressive investor guidelines
  • Closed-end 2nd lien as MI Alternative or Jumbo Alternative

Always priced very competitively!

Please contact one of our Business Development Manager for a more detailed conversation.