Our Program

Program Highlights

Galton Funding specializes in the acquisition of Non-Agency QM and Non-QM residential home loans.  We focus on Prime Jumbo to Near Prime credit borrowers and offer an array of standard programs along with products that allow expanded qualifying criteria.

We offer many unique features with one of the broadest program sets in the industry that allow our partners to eliminate investor fatigue and grow their loan volume.

  • Prime Jumbo, Expanded Prime and Near Prime programs
  • Full, Alternative, and Asset Qualifying documentation
  • Bank Statement Programs with Galton ECalc tool to eliminate questions on qualifying revenue
  • Streamlined products utilizing FNMA DU Cert for income/asset eligibility
  • 40 and 30 year Interest Only options
  • LTVs up to 95% with no MI
  • Unlimited cash-out to 95% LTV
  • Loan amounts from $100M to $3MM
  • DTI to 50%
  • 2-4 Family to 85% LTV
  • Aggressive investor guidelines with  up to 85% LTV and unlimited number of financed properties

Always priced very competitively!

Please contact one of our Business Development Manager for a more detailed conversation.